Is a Personal Care Home the Same as a Nursing Home?

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Is a personal care home the same as a nursing home? This is a common question for families looking into care options for themselves or their loved ones. The answer is, no, although sometimes the two get confused. Personal care homes are residences that provide seniors support with instrumental activities of daily living and/or activities […]

The Big Financial Risk facing Pennsylvania Seniors

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Recently I wrote about how death taxes impact Pennsylvania residents and their heirs. The conclusion was that for most of us, federal death taxes are not an issue. And Pennsylvania’s inheritance tax can take a modest bite from our accumulated wealth. [See my recent article Death Taxes For Pennsylvania Residents] For many Pennsylvania seniors a […]

Medicare Annual Limits on Therapy Lifted

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Last month Congress approved the federal budget agreement and it was signed by the President on February 9th. One of the provisions should help the health of the 59 million Americans who have Medicare. Under the budget agreement, annual caps are removed on the amount Medicare pays for physical, occupational or speech-language therapy. The medical […]

End of Life Legislation is Worthy of Support

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The Pennsylvania Legislature is considering two bills intended to improve the use of doctor’s orders for end-of-life medical treatment. House Bill 1196 and Senate Bill 623 would standardize POLST orders and provide guidance and education to health care providers. What is a POLST order The acronym POLST usually stands for “Physician Order for Life-Sustaining Treatment.” […]

New Medicare Cards are Coming – be Careful

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Your Medicare card is being replaced. For many seniors their red white and blue Medicare card is one of their most important possessions. The card lists your name and related Social Security Number and shows the dates you became eligible for health overage under Medicare Parts A and B. The card is your entry ticket […]