How will I pay for nursing home care?

Provide the best care for your loved one, and learn how to protect assets from long-term care expenses.

We can help you.

You want the best possible care for your loved one, but you can’t afford to spend the average cost of $110,000 per year on care. You have a home, savings account and a few investments – do you need to give that all up to provide the care your loved one needs? How can you avoid the nursing home taking your assets? An elder law attorney can help.

Take the first step

There are a few different ways you can pay for the cost of a nursing home:

  • Private pay – you are able to afford the approximately $110,000 per year in addition to your own cost of living.
  • Long-term care/nursing home insurance – you purchased insurance that will cover the cost (note: premiums are expensive for anyone over 60 years of age).
  • Medicare – will cover up to 100 days of nursing home care – not a solution for long-term care.
  • Medicaid – largest single source of payment, but Medicaid eligibility terms are complicated.
Assuming you are like the majority of others and need to pay for more than 100 days of nursing home care, can’t afford to pay privately and didn’t purchase long-term care insurance, Medicaid can help.
While Medicaid doesn’t take your home, car or personal possessions into account to qualify, those assets are at risk through Medicaid Estate Recovery after your loved one passes away. To protect your home, savings and investments, consider an asset protection trust.
There isn’t a cookie-cutter answer for how to qualify for Medicaid – that’s why we take time to listen and learn about your situation before recommending a plan of action to prepare for Medicaid eligibility. We’re here to put our specialized knowledge to work for you. There are 50 certified elder law attorneys in Pennsylvania. We have three of them.

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Seminars & Webinars

Saturday, January 25, 2020, 9:30 am – 10:45 am

Holiday Inn
100 Pine Street
Williamsport, PA 17701

Presented By: Certified Elder Law Attorney Tammy A. Weber*

January 29th, 2020, 1:00pm – 1:30pm​

Arthur Thomas, PE with Diversified Construction, Inc and Attorney Matthew J. Parker