New “Adult Day Services” Facility

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Caring for a loved one who has Alzheimer’s, another form of dementia, or a similar diagnosis is a taxing experience. Often, relieving a caregiver for just a short amount of time can make a huge difference in their physical and mental well-being. A new facility in Muncy, Liberty Manor, is providing Adult Day Services for […]

ELIMINATION OF “CLAIM NOW, CLAIM MORE LATER” SOCIAL SECURITY BENEFIT OPTION

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An individual’s Social Security benefits are generally calculated using “average indexed monthly earnings.” This averaged amount summarizes up to thirty-five years of an individual’s indexed earnings. A formula is then applied to this averaged figure to determine the primary insurance amount (PIA), which is the basis for the benefits paid to an individual. The formula […]

RECENT CHANGES TO ABLE ACCOUNTS FOR THE DISABLED

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By: Margaret M. Stockdale,  Attorney at Law In 2014, the Federal Government enacted a law authorizing states to create “Achieving a Better Life Experience” [ABLE] tax free savings account programs. ABLE accounts give individuals with qualified disabilities (Eligible Individuals), and their families and friends, an opportunity to accumulate tax free savings without losing their eligibility […]