Medicare: There’s an App for that!

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In today’s day and age, we have a world of knowledge at our finger tips. Smartphones have allowed various industries to expand beyond what anyone could have ever imagined, and Medicare is no different. According to research, 79% of Americans between the ages of 50 and 64 as well as 53% of Americans over the […]

Elder Abuse in and outside of Hollywood

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Elder abuse is defined as intentional acts that result in harm or risk of harm to an elderly person by someone they trust, such as a caregiver. The abuse can involve acts committed by the abuser or intentional omissions, such as neglect. Individuals across all socio-economic classes, races, and ethnicities can be victims. The abuse […]

THE ROLE STUDENT LOAN DEBT PLAYS IN YOUR ESTATE PLAN

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Unfortunately, as the cost of higher education rises, the number of individuals with student load debt is increasing exponentially. As these debts increase, many individuals are forced to factor them in to their estate plan. According to the Consumer Finance Protection Bureau, between 2012 and 2017, the number of individuals, over the age of 60, […]

New “Adult Day Services” Facility

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Caring for a loved one who has Alzheimer’s, another form of dementia, or a similar diagnosis is a taxing experience. Often, relieving a caregiver for just a short amount of time can make a huge difference in their physical and mental well-being. A new facility in Muncy, Liberty Manor, is providing Adult Day Services for […]

ELIMINATION OF “CLAIM NOW, CLAIM MORE LATER” SOCIAL SECURITY BENEFIT OPTION

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An individual’s Social Security benefits are generally calculated using “average indexed monthly earnings.” This averaged amount summarizes up to thirty-five years of an individual’s indexed earnings. A formula is then applied to this averaged figure to determine the primary insurance amount (PIA), which is the basis for the benefits paid to an individual. The formula […]

RECENT CHANGES TO ABLE ACCOUNTS FOR THE DISABLED

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By: Margaret M. Stockdale,  Attorney at Law In 2014, the Federal Government enacted a law authorizing states to create “Achieving a Better Life Experience” [ABLE] tax free savings account programs. ABLE accounts give individuals with qualified disabilities (Eligible Individuals), and their families and friends, an opportunity to accumulate tax free savings without losing their eligibility […]