Medicaid’s 5 (Five) Year Look Back Rule

Posted · Add Comment

One of the most confusing and misunderstood topics in elder law is Medicaid’s 5 (Five) year look back rule.  The following are five points that I hope will de-mystify this rule for you. (This discussion is based on the current (July 2015) Medicaid rules in Pennsylvania). It’s a look back period from the date of […]

When Mom Can’t Live at Home Anymore

Posted · Add Comment

Understanding Residential Care Options My remarkable mother in law is in her 90’s and still living at home on her own. She is able to do so with the help of some limited in home supportive services that are being coordinated by a care manager. She lives in another state far away from my wife, […]

How to Protect your Home from Care Costs

Posted · Add Comment

The Home Protection Trust The numbers are terrifying. If you are 65 or older there is a 70% chance that you will need long term care at some time during your remaining life. By “long term care” I mean the kinds of help people need if they have a prolonged physical illness, disability or cognitive […]

Survey shows cost of long-term care in PA

Posted · Add Comment

Each year Genworth surveys long-term care providers in 440 regions nationwide to determine the cost of various services. This year it received over 15,000 completed surveys. The resulting information can help consumers anticipate and plan for the high cost of care in their preferred location and care setting. This week Genworth issued its survey report for 2015. […]