Preparing for your Hospital Discharge

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Are you or a loved one being discharged from a hospital to home? It’s important to be prepared before the discharge. Advance preparation will make life easier for both patient and family, help ensure that the proper home care is received, and prevent readmission to the hospital. Research shows that about 34% of Medicare recipients […]

Long-Term Care Insurance Company Liquidated by State

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[50 percent of policyholders are expected to have claims in excess of what will be paid.] Long-term care insurance policies were initially developed in the late 1960s to supplement Medicare skilled care payments for nursing home care. By 1990 policies had evolved to cover a wide range of non-skilled long term care services including home […]

What Makes a Power of Attorney “Durable”?

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A Power of Attorney is a legal document you use to authorize another person to act on your behalf. The rules governing powers of attorney are generally a matter of state law. Many state laws are based on the Uniform Power of Attorney Act. But the terminology and rules can vary substantially from state to […]

The Importance of a Will for a Younger Person

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It is easy to put off estate planning. Many estate planning documents don’t come into play until something bad occurs, such as death or incapacity, and no matter what your age, these are uncomfortable topics to discuss. This procrastination in estate planning is particularly true with younger people, where the urgency of a health crisis […]

What is an Adult Guardianship?

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There are two primary types of adult guardians in Pennsylvania – a guardian of the person and a guardian of the estate. A guardian of the person is in charge of the health care decisions and living arrangements for of the individual. A guardian of the estate is in charge of the property management and […]