Medicare Annual Limits on Therapy Lifted

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Last month Congress approved the federal budget agreement and it was signed by the President on February 9th. One of the provisions should help the health of the 59 million Americans who have Medicare. Under the budget agreement, annual caps are removed on the amount Medicare pays for physical, occupational or speech-language therapy. The medical […]

New Medicare Cards are Coming – be Careful

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Your Medicare card is being replaced. For many seniors their red white and blue Medicare card is one of their most important possessions. The card lists your name and related Social Security Number and shows the dates you became eligible for health overage under Medicare Parts A and B. The card is your entry ticket […]

Going Home from the Hospital: The Fast Appeal

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You are notified that you will be discharged from the hospital this afternoon. But you are concerned that your discharge is taking place too soon. You think you need additional in-patient care in the hospital. What can you do? Can you stop your scheduled discharge? Hospital discharges don’t always take place at the ideal time. […]

Relief from Medicare Part B Late Enrollment Penalties

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Medicare to Provide Relief for Late Medicare Part B Enrollment Penalties in Certain Circumstances Many Americans who enroll in Medicare Part A mistakenly think that because they have a Marketplace Insurance plan, they do not need to enroll in Medicare Part B. Unfortunately, enrolling in Medicare Part B late can result in late-enrollment penalties. These […]

Choose Your Medigap Plan Wisely

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A client recently asked me why his Medigap Policy Plan F did not cover physical therapy received in a nursing home after a slip and fall. Medigap policies are intended to cover the co-pays and deductibles associated with traditional Medicare A and B. The Medigap Plan F is one of the more comprehensive Medigap Plans […]