New Medicare Cards are Coming – be Careful

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Your Medicare card is being replaced. For many seniors their red white and blue Medicare card is one of their most important possessions. The card lists your name and related Social Security Number and shows the dates you became eligible for health overage under Medicare Parts A and B. The card is your entry ticket […]

This New Year: Plan to Protect Your Future

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As the New Year begins, many people resolve to do some things they know they should do, but have put off. In various years past I have vowed to lose weight, get organized, save more, spend more time with my family, eat healthier foods, and get more exercise. In truth, these are pretty much continuing […]

How to Choose your Health Care Agent

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A health care (medical) power of attorney may be one of the most important legal documents you will ever sign. You never know when you might suddenly need someone to make medical decisions for you. Every year in the United States about 735,000 people have a heart attack, and nearly 800,000 people will have a stroke. You have […]

How to Choose a Medicare Supplement (Medigap) Plan

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Recently I received a letter from Highmark Blue Cross Blue Shield telling my that they were canceling the Medicare Supplement (Medigap) Plan I had been using. The letter informed me that I needed to acquire a new plan, or suffer permanent negative consequences. So, I was faced with the unenviable prospect of having to find […]

7 Tips for Understanding Gift Taxes

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People are often confused about the laws that apply when they make a gift. Some are surprised to learn that gifts are regulated at all. Unfortunately there are rules – both in terms of taxes and Medicaid qualification. And the laws are complicated. Adding to the confusion – the tax rules related to gifts are […]